Exchange USA

No US Military Branch or any other part of the US Federal Government officially endorses any company, sponsor, or their products or services.

PAYMENTS The advertised “payment” price is the estimated bi-weekly payment required to be made for an item under the usual twice a month payment frequency. Payments illustrated are calculated based on an average loan term of 30 months and interest rates of 18-28%. The advertised payment price is for illustration purposes only and may be higher or lower based upon the customer’s credit background, the product chosen, the payment frequency, the finance agreement term and/or product pricing changes. The advertised price does not include any shipping charges (if any), installation fees (if any), or applicable sales tax.

ORDERS Applications received by Exchange USA are considered order requests until such time customer identity is verified and financing options are affirmed. After finance options are determined and agreed on by the customer, the purchase transaction is finalized through execution of the appropriate finance agreements and the order will be processed when all appropriate documents have been signed. Exchange USA uses secure electronic signature methods to expedite transaction processing in addition to better protection of customer information.

INFORMATION SHARING Exchange USA is permitted to share information about you or your account with our affiliates, funding sources, and/or strategic partners. You may prohibit the sharing of such information (except for the sharing of experience information between us or our funding sources, affiliates, or strategic partners and you), by sending your written request to Exchange USA, 155 E Little Creek Rd, Norfolk, VA 23505 Please include your account number and email address with your request.

ELIGIBILITY Exchange USA serves all branches of the US Military (Army, Navy, Air Force, Marines and Coast Guard), US DOD Civil Servants (Above GS-4) and US Postal Workers. For those in the US National Guard or US Military Reserves, Exchange USA has alternative finance methods that may fit your needs.

FINANCE AGREEMENTS For applicable agreements you can repay any or all of your account balance at any time without any pre-payment penalty. Your agreement will spell out the details- there are no hidden fees or charges, everything is explained in your purchase documents. The finance agreement is provided to you PRIOR to completing your purchase transaction and will detail these terms and conditions. Please contact us at any time if you have questions regarding the terms and conditions in your agreement.

FEDERAL ANTI-TERRORISM INFORMATION Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Exchange USA will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver's license number or other identifying information.

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