Exchange USA

What's the process?
Getting started with the Exchange USA program is quick and easy, and approvals usually happen the same day.


2. Complete the simple, secure application

3. Once your financing is confirmed we’ll email the documentation for review

4. If you are comfortable with the terms and conditions, we provide you a secure electronic signature procedure for your privacy and protection.

5. Most Exchange USA orders are processed the same day your documents are completed

In some cases we may need to verify bank and employment details. The faster you provide any requested information, the faster we can continue the process. We'll arrange delivery—on the same day in most cases— and you'll be enjoying your new items in no time at all.

What are the terms and conditions?
Your finance agreements will outline all the specifics of your terms and conditions. Generally speaking, terms will range from 9-36 months, with 18-24 months the usual standard. Interest rates will vary but most of our agreements are processed with interest rates that range from 18-27%. In any respect- all of the details will be spelled out in black in white prior to any obligation or commitment from you. We are very open regarding your finance agreements and you have total control over whether or not to accept the agreements. Your payments usually coincide with your payday. For example, if you get paid every two weeks, your payments will be every two weeks.  There is also an optional monthly payment plan. For more information, call or email our customer service team.

What if I don’t see the information I'm looking for, or what if I want to speak to someone directly?
We want to make sure all your questions and concerns are answered. Here's how to contact us: Click HERE to contact Customer Service. If you prefer to call, the toll free number is (