Exchange USA
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Exchange USA can provide financing for most any consumer need. With access to multiple lenders we can provide our customers many options and terms. Our loan programs include:

No Credit Check programs to help preserve or improve your credit rating

Terms range from 9 to 36 months with a 24 month period being average. Our loans do not require any down payment. There are no prepayment penalties. Everything is spelled out in your finance agreement so you know exactly the interest rate and terms for your program. There are no hidden fees or expenses with Exchange USA, should you decide to pay off your note early, no issue- all of our lenders provide early term payoffs.

Regardless your situation or needs, we work with you on an individual basis to insure you are served at the highest levels. Your loan program will fit your situation and provides you the capability to purchase the products you need.

Exchange USA provides product loans that range anywhere from $1,000.00 up to $10,000.00. Once approved your loan can be used for most any consumer product.

Want to stock up from your local ABC store? How about a new Lambo or Super Bowl tickets? We can't help you with any of that... but if you want the best in electronics, furniture, smartphones, appliances or other gear, Exchange USA is your store of choice.


We can provide product financing for:

  • Appliances
  • Automotive Parts and Accessories
  • Computers
  • Electronics
  • Furniture
  • Jewelry
  • Rims/Tires
  • Televisions