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Federal Employee Loan Alternatives During the Holidays 

Putting in long hours and working for the Federal Government? Why get a Federal Employee Loan when your dedication could get you up to $5,000 or more to buy the brand name products you want. That’s why buy now pay later through LutherSales is such a great option. 

LutherSales- the best kept secret in budget-friendly buy now pay later shopping since 1967. 


Ten ways to make buy now pay later work for you 


The application is quick, the process is simple. 

Many buy now, pay later providers say their applications are fast, but LutherSales boasts a 3-minute application, allowing their team to get all the information needed to determine a suitable spending limit for you. So no matter what it is you’re thinking of buying, you only have to fill it out once.  


Pay over time could mean up to 36 months 

Some buy now pay later programs only offer 3-6 or 12-months’ time to pay, which can be hard to manage when buying big-ticket items like furniture and appliances.  LutherSales for example, offers up to 36 months to buy now pay later, which means more manageable monthly payments with no hidden fees. 


No time to shop? Get the perk of a Personal Shopper.  

Working long hours? Some buy now pay later marketplaces operate just the same as typical online shopping experiences. However, at LutherSales, every qualified applicant gets a dedicated personal shopper- no extra charge. No matter what the gift-giving occasion, or item you want or need, you can simply tell your personal shopper what you’re looking for and they’ll hunt it down and make it happen.  


Buy Now Pay Later helps you budget better.  

You’re busy helping people- so let buy now pay later help you. Whatever item you’re looking to purchase, you can fit payments that are spread out over time, into your budget based on your monthly salary and any other notable reoccurring expenses. At LutherSales, their team helps you get what you need, without getting stressed.  


You don’t need to depend on credit.  

Your credit score doesn’t define your ability to buy now pay later. At LutherSales, their team looks at the big picture, and offers you a spending limit based on financial health. Positive payments on your purchases report to two credit bureaus so building credit is a possible perk. 


Let others do the heavy lifting for you. 

Literally. If you’re shopping for large items like furniture sets, TVs etc. It’s hard to coordinate moving big items in preparation for a large delivery. LutherSales for example, offers white glove delivery service, included at no extra charge for all customers purchasing large items that require extra attention.  


We offer lines of credit to all Federal Employees looking for an alternative to a loan 


Federal Aviation Administration 

Department of Defense 

Transportation Security Administration 

Department of Homeland Security 

Department of Labor 


Social Security Administration 

Department of Agriculture