Acima Review — Lease-to-Own Provider
Up to $4,000 approval, reports to credit bureaus, 90-day early buyout
Acima is a lease-to-own provider available at 15,000+ retail locations including Walmart, Ashley Furniture, and Rooms To Go.
Acima performs only a soft credit pull that won't affect your score. Approval is based on income and banking history, not your credit score.
One of the few lease-to-own providers that reports to credit bureaus, helping you build credit with on-time payments.
The 90-day early purchase option lets you pay off items at the cash price plus a small lease fee, saving significantly over a full 12-month lease.