Afterpay Review — Buy Now Pay Later Provider
Always 0% interest (never charges interest), Pay in 4, backed by Block (Square/Cash App)
Afterpay is the only BNPL provider that never charges interest on any purchase. Every order is split into 4 equal payments at 0% APR.
Soft eligibility check that does not affect your credit score. No traditional hard credit inquiry required.
Spending limits start around $150-$500 for new users and increase with on-time payment history up to $2,000+.
Available at over 100,000 retailers. Generate a virtual card in the app and add to Apple Pay or Google Pay for in-store purchases.