SmartPay Review — Lease-to-Own Provider
Up to $1,500 for smartphones, no hard credit check, factory unlocked phones
SmartPay specializes in lease-to-own smartphones, offering the latest iPhones, Samsung Galaxy, and other phones with no hard credit check.
Approves applicants for up to $1,500 based on income and banking data.
Available through Straight Talk, Total Wireless, and Simple Mobile. Apply at Walmart or online.
Phones are typically factory unlocked, meaning they work on any compatible carrier network.